Who Qualifies
  • First-time buyer -You haven't owned and lived in a home as your primary residence in the past 3 years.
  • Eligible occupation - Healthcare, Courts, Childcare, K-12 Schools, 1st Responders, Military & Reserves, FL Employed Veterans.
  • Full-time employment - Your job is full time, verifiable through pay stubs.
  • In-person Florida location - You work at a physical Florida location or facility.
  • Income under the cap -Your household income is below the cap Around $149,400 for most loan types in Brevard County.

What To Know
  • It's a loan, not a grant. -  0% interest rate with no monthly payments. It’s recorded as a second mortgage. Deferred principal until the home is no longer occupied as a primary residence or until a sale, refinance, or transfer of deed. The funds are  due on the maturity of the mortgage (30 years).

  • Funding is limited to $50 million - First come, first served! -In recent years this program has run out of money in 51 days. Don't wait to find out if you qualify! Call Vanessa today! 321-323-6145


How It Works

  • 3 simple steps
  • Answer a few quick questions with Vanessa to see if you may qualify.
  • Vanessa will connect you to a Florida Housing approved lender-they're the ones who can officially confirm eligibility.
  • Get pre-approved and start house hunting with Vanessa!